Which pet insurance is the best? | Guide 2023
Pets are like family members. We love them and take care of them. They make us happy when we're feeling sad, and if anything bad happens to them, we get very worried.
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| Which pet insurance is the best? | Guide 2023 |
Just like we want the best care for any family member, we also want to take good care of our pets quickly. And we don't want to make things worse by worrying about money.
What Are the Best Pet Insurance Companies? | insuranceamericareviews.info
You have many choices for pet insurance companies. Some are general insurance providers, while others specialize in pet coverage.
We have done thorough research on coverage options, prices, customer service, and reviews to compile a list of the best pet insurance companies. While there are other good providers out there, this list is a good starting point:
1. Spot Pet Insurance
Spot is a pet insurance company that cares deeply about pets' health. They cover up to 90% of vet bills and provide coverage for vet visits across the United States and Canada. They offer accident and illness coverage, as well as accident-only plans and an optional preventative care program.
Notable Features:
- - Easy bill submission through the app, online, or fax.
- - Cash back for covered conditions.
- - No upper age limit for pets.
- - 24/7 helpline for customers.
- - Discounts for multiple pets.
- - Available for pets over 8 weeks old.
What the Reviews Say:
Spot Pet Insurance has over 1,500 reviews on Trustpilot with an average score of 4.2. It also has a respectable rating on the Better Business Bureau (3.82/5) and is often rated highly by professional review sites, making it one of the country's best pet insurance companies.
2. Lemonade Pet Insurance
Lemonade is not only one of the best pet insurance providers in the United States, but it's also affordable and innovative. They take a flat fee from every claim and donate a portion to animal welfare organizations. Customers appreciate their business practices.
Notable Features:
- - Offers some of the lowest rates available.
- - Provides preventative care packages.
- - Highly-rated mobile app for easy management.
- - Fast claims processing.
- - Award-winning customer service.
- - 2-day waiting period for injury coverage.
- - Discounts for upfront payments and bundling.
What the Reviews Say:
Lemonade has excellent reviews, with customers praising their speed, simplicity, and professionalism. Their app is also highly rated (4.9/5) in the Apple App Store, which is rare for an insurance company. This speaks highly of Lemonade's service and user experience.
Please note that this is not an exhaustive list, and there are other good pet insurance providers to explore. But starting with these two can be a smart choice.
Pet Insurance Companies Made Easy
Prudent Pet Insurance:
Prudent is a newer pet insurance company in the US, starting in 2018. It has quickly gained popularity and is one of the highest-rated providers in the country. They offer coverage in all 50 states.
Notable Features:
- Fast claims processing.
- 24/7 vet helpline available.
- Customizable plans to fit your needs.
- Affordable coverage for dogs and cats.
- 30-day money-back guarantee.
- Short waiting periods for accidents (5 days) and illnesses (14 days).
- Discounts for multiple pets.
What the Reviews Say:
Prudent Pet Insurance has the highest rating on Trustpilot, which is impressive since many other companies are also listed there. Customers are happy with the easy sign-up and claims process.
Embrace Pet Insurance:
Embrace has been providing pet insurance since 2005 and is consistently rated as one of the best in the US. It's a trusted and well-established provider and a member of the North American Pet Health Insurance Association.
Notable Features:
- Offers various discounts.
- Covers pets up to 14 years old for accidents and illnesses.
- Deductible options range from $100 to $1,000.
- Coverage limits up to $5,000 per year.
- Reimbursements of up to 90%.
- Doesn't cover prescription supplements or food.
What the Reviews Say:
Embrace has mixed reviews on ConsumerAffairs but receives top marks from Forbes and other professionals. Its Trustpilot score is high, with an average of 4.2/5 across more than 2,300 user reviews.
Healthy Paws Pet Insurance:
Notable Features:
- One all-encompassing plan.
- Multiple deductible and reimbursement options.
- Unlimited coverage per year.
- Fast claims processing through the app or website.
What the Reviews Say:
ASPCA Pet Health Insurance:
Notable Features:
- Accident and illness plans, including wellness coverage.
- Reimbursement from 70% to 90%.
- Annual coverage from $2,500 to unlimited.
- Minimum pet age of 8 weeks with no upper age limit.
- 14-day waiting period for all conditions.
- Additional perks available.
What the Reviews Say:
MetLife Pet Insurance:
Notable Features:
- Various discounts available.
- Mobile app for easy management.
- 24/7 telehealth chat.
- Up to 100% reimbursement on vet bills.
- Covers dogs and cats.
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