Yes, USAA can be a good choice for drivers who qualify to be members. They offer affordable coverage, especially for teen drivers, seniors, and those with a history of accidents, DUI, or speeding tickets. USAA Car Insurance 2023 | Insuranceamericareviews.Info However, when choosing a car insurance provider, price is not the only thing to consider. Compared to some other insurers in our ratings for best and cheapest car insurance, USAA falls slightly short. While more expensive providers tend to have fewer customer complaints, USAA's complaint level is average.